Department of Labor filing

SPRINGFIELD GROCER COMPANY

SPRINGFIELD GROCER COMPANY 401(K) RETIREMENT & PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

Spot something wrong?

Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

55filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$669

Reported employer contributions per active participant.

Higher than about 55% of comparable plans

#People in the filing

579

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$73 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 56% of comparable plans

↗Investment performance

Not available

Plan assets changed 7.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202455out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions55th percentileTypical peer $593 · based on 104 comparable plans

Lower reported administrative expense56th percentileTypical peer $82 · based on 113 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, SPRINGFIELD GROCER COMPANY reported $387,429 in employer contributions across the plan and 579 active participants. That works out to $669 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy95%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 7.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 14.1%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context55/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $387,429
Participant contributions: $1,895,597
Other contributions: $272,052
Employer share of reported contributions: 17.0%
Beginning assets: $22,532,295
Ending assets: $24,284,871
Ending net assets: $24,284,871
Ending liabilities: $0
Total income: $6,069,291
Total expenses: $4,316,715
Administrative expenses: $45,676
Participant loans: $0

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$625

2023

$589

2024

$669

Plan-paid administrative expenses per participant

2022

$64

2023

$60

2024

$73

Active participants

2022

522

2023

557

2024

579

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$669	579	24.3M	20251014100759NAL0002480673001
2023	$589	557	22.5M	20241014125508NAL0027323169001
2022	$625	522	18.6M	20231013115553NAL0044321808001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 440444000-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1989
Industry: Retail trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E3D2G2J2K2F2T

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →

Filing ACK_ID20251014100759NAL0002480673001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗