Department of Labor filing

STERLING EQUITIES ASSOCIATES, LLC.

STERLING EQUITIES ASSOCIATES EMPLOYEES RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 26, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

There is not enough comparable filing data to judge this plan yet. This is a filing comparison, not a complete benefits score.

$Employer support

$2,891

Reported employer contributions per active participant.

Higher than about 74% of comparable plans

#People in the filing

151

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

-$82 / participant

Reported administrative expense—not every fee an employee may pay.

↗Investment performance

Not available

Plan assets changed 15.3%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 2024—There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributions74th percentileTypical peer $1,592 · based on 804 comparable plans

Lower reported administrative expenseNot enough dataTypical peer $147 · based on 831 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, STERLING EQUITIES ASSOCIATES, LLC. reported $436,490 in employer contributions across the plan and 151 active participants. That works out to $2,891 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy76%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 5.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 131.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer contextNot enough data

Comparable-plan data is too limited for a score.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $436,490
Participant contributions: $2,217,518
Other contributions: $228,247
Employer share of reported contributions: 16.4%
Beginning assets: $36,407,858
Ending assets: $41,995,081
Ending net assets: $41,995,081
Ending liabilities: $0
Total income: $7,610,778
Total expenses: $2,023,555
Administrative expenses: -$15,801
Participant loans: $350,217

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,745

2023

$2,860

2024

$2,891

Plan-paid administrative expenses per participant

2022

-$35

2023

-$141

2024

-$82

Active participants

2022

142

2023

142

2024

151

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,891	151	42M	20250926132620NAL0009439393001
2023	$2,860	142	36.4M	20240925111646NAL0019666304001
2022	$2,745	142	31.4M	20231011094427NAL0018846067001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.8%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 132749022-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: May 1, 1997
Industry: Real estate
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K3H3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250926132620NAL0009439393001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗