Department of Labor filing

STIEGLER WELLS BRUNSWICK & ROTH, INC.

SWB&R, INC. 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received May 5, 2026Verified current terms Not available

Plan summary

What matters most

This plan has a documented employer contribution and immediate vesting. Reported employer contributions also rank above most comparable plans.

80Excellent plan health
high confidence
See what drives the plan health score
Employer contributions versus peers84/10030% of the full model
Lower reported administrative cost86/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

subject to the IRS limit of $11,250.

02 · What it could be worthSee formula

The official filing does not support a reliable dollar example.

03 · VestingImmediate

r 31, 2024 were used to reduce employer contributions or pay Plan administrative expenses during 2025.

04 · Fees and expensesOfficial filing detail

ivable from participants 202,319 Contributions: Participants 7,378,660 Employer 3,197,359 Rollovers 119,359 Total contributions 10,695,378 Benefits paid to participants 18,404,543 Administrative expenses 146,935 Net increase in net assets available for benefits before transfers 16,849,630 Transfers to other plan (Note 1) ( 1,164,144 ) Transfers from other plan (Note 1) 3,870 Net increase in net assets available for benefits 15,689,356 Net assets available for benefits: Beginning of year 162,530,168 End of year $ 178,219,524 The notes to financial statements are an integral part of these statements 3 Brunswick Retirement Savings Plan Notes to Financial Statements December 31, 2025 and 2024 1.

06 · Eligibility and waiting periodImmediate

s under an agreement with the Company.

07 · Automatic enrollmentAvailable

t least 18 years of age and employed by the Company or a related company to which the Plan has been extended.

08 · Roth 401(k)Available

o any of the Plan’s fund options. Participants may generally change their elections and transfer balances between funds at any time. Contributions Participants may make pre-tax or Roth contributions from 1 % to 40 % of compensation as defined in the Plan. Contributions are made via payroll deductions and are remitted to the Trustee on the earliest date on which funds can be segregated from the Company’s funds. Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions. In 2025, pre-tax and Roth contributions were subject to the Internal Revenue Service ("IRS") limit of $23,500 and catch-up contributions were subject to the IRS limit of $7,500. Effective January 1, 2025, catch-up contributions for participants ages 60 through 63 were su

09 · Employer contribution vs. peers84th percentile

Up 0.0% over the filing history shown.

What still needs verification

investment choices. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202585out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions84th percentileTypical peer $2,475 · based on 85,770 comparable plans
Lower reported administrative expense86th percentileTypical peer $102 · based on 77,997 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, STIEGLER WELLS BRUNSWICK & ROTH, INC. reported $61,271 in employer contributions across this plan, or $6,808 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating9

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison85/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$61,271
$6,808 per active participant
Participant contributions
$41,620
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
59.5%
Active participants
9
Small plan
Total participants
22
24 at the beginning of the year
Ending assets
$2,269,250
$103,148 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$1,861,698
Ending net assets
$2,269,250
Beginning liabilities
$0
Ending liabilities
$0
Total income
$452,004
Total expenses
$44,452
Administrative expenses
$274
$12 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$6,808
Administrative cost per participant
2025
$12
Active participants
2025
9
Total plan assets
2025
$2,269,250
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$6,80892.3M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
231899521-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 1984
Industry
Professional, scientific, and technical services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2S2E3D2G2J2K2F2T

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025BRUNSWICK CORP — 11-K filed 2026-06-25
Official filing · details not yet checked
What it says about employer contributions

subject to the IRS limit of $11,250. 4 Brunswick Retirement Savings Plan Notes to Financial Statements December 31, 2025 and 2024 Subject to certain limitations, the Company makes matching contributions on a per-pay check basis equal to 100 % of the first 3 % of participant contributions plus 50 % of the next 2 % of contributions. Prior to January 1, 2025, eligible participants in the IAM Union in Brookfield, Wisconsin received Company matching contributions of 50 % of participant deferrals, up to 6 % of eligible compensation. These contributions are invested in accordance with the participant’s investment elections. The Plan provides a true-up feature, which allows the Company to make up for any missed match resulting from the difference between the per payroll calculation performed throu

What it says about vesting

r 31, 2024 were used to reduce employer contributions or pay Plan administrative expenses during 2025. Vesting Participants are required to complete two years of service to become fully vested in employer matching contributions. Eligible participants in the IAM Union in Fond du Lac, Wisconsin hired before January 1, 2019; the IBB Union in Lowell, Michigan hired before July 1, 2024; and the IAM Union in Brookfield, Wisconsin hired before January 1, 2025, are fully vested in their accounts at all times. Notes Receivable from Participants Active participants may borrow from their interest in the funds held by the Trustee. The minimum loan amount is $ 1,000 . The maximum loan amount is the lesser of half of the participant's account balance or $ 50,000 less the largest balance of all loans in

What it says about automatic enrollment

t least 18 years of age and employed by the Company or a related company to which the Plan has been extended. Employees are immediately eligible to participate in the Plan and are automatically enrolled in the Plan at a deferral rate of 3 % of eligible compensation. Employees have a window of 60 days from the date their demographic data is received at the Trustee in which to opt out of the Plan before automatic enrollment. Employees can generally increase, decrease, or cancel their deferrals at any time. Participant Accounts Each participant’s account is credited with the participant’s contributions and allocations of: (a) the Company’s contributions, (b) the Plan’s earnings (losses), and (c) charged with an allocation of administrative expenses and, where applicable, specific transaction-

What it says about fees

ivable from participants 202,319 Contributions: Participants 7,378,660 Employer 3,197,359 Rollovers 119,359 Total contributions 10,695,378 Benefits paid to participants 18,404,543 Administrative expenses 146,935 Net increase in net assets available for benefits before transfers 16,849,630 Transfers to other plan (Note 1) ( 1,164,144 ) Transfers from other plan (Note 1) 3,870 Net increase in net assets available for benefits 15,689,356 Net assets available for benefits: Beginning of year 162,530,168 End of year $ 178,219,524 The notes to financial statements are an integral part of these statements 3 Brunswick Retirement Savings Plan Notes to Financial Statements December 31, 2025 and 2024 1. Description of the Plan The following description of the Brunswick Retirement Savings Plan (the "Pl

11-K · report period Dec 31, 2025WELLS FARGO & COMPANY/MN — 11-K filed 2026-06-17
Official filing · details not yet checked
What it says about employer contributions

ity requirements, become eligible to make salary deferral contributions on the first day of the month following one calendar month of service. Employees may be eligible to receive employer matching contributions and base contributions, after completion of one year of vesting service and satisfaction of other eligibility requirements. (c) Contributions and Vesting Each year, eligible participants may make salary deferral contributions, subject to certain limitations, from 1 % to 50 % of their certified compensation, as defined in the Plan. Salary deferral contributions are eligible to be matched by the Company after one year of service. Participants age 50 or older can make catch‑up salary deferral contributions each year in accordance with limits set by the Internal Revenue Service (IRS).

What it says about vesting

h year in accordance with limits set by the Internal Revenue Service (IRS). Catch‑up contributions are generally not eligible for employer matching contributions. Participants are fully vested in their salary deferral contributions. Employer contributions consist of two components: matching contributions and base contributions. To be eligible to receive these contributions, a participant must be employed on December 15 of the plan year, with certain exceptions. Termination of employment on or after normal retirement age, disability, and death are the three exceptions to the December 15 employment rule to be eligible for employer match and base contributions. Matching contributions are equal to 100 % of salary deferral contributions up to 6 % of participant’s eligible certified compensation

What it says about fees

, he or she is entitled to distribution of his or her total vested account balance. The nonvested portion is forfeited and serves to reduce future employer contributions, pay Plan administrative expenses, or make corrective adjustments to participants’ accounts. Forfeitures used to offset employer contributions were $ 8,788,290 for the year ended December 31, 2025. The forfeiture account balance was $ 0 for both years ended December 31, 2025 and 2024. (g) Notes Receivable from Participants Two types of loans are available to participants under the Plan: general purpose and principal residence. General purpose loans may be obtained for periods of up to 5 years. Principal residence loans are available only to finance the purchase or construction of the participant’s principal residence and m

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260505110217NAL0000665427001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗