TEAM MONTANA GROUP, LLC
TEAM MONTANA GROUP 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025
Plan summary
The numbers that matter first
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
contribution or discretionary non-elective employer contribution made for the plan year ended December 31, 2025.
Extracted from an official plan filing; editorial verification is pending.
The official filing does not state the current vesting schedule.
Plan-paid administrative cost per participant; fund and employee fees may be separate.
The public filing does not provide a current, complete fund menu.
eligible to participate in the Plan on the first day coinciding with or immediately following completion of one month of service
executed; however, the Plan will be formally amended to adopt these provisions prior to December 31, 2026.
t to more restrictive maximum annual contribution limits if the Plan fails to satisfy certain testing criteria set forth in the IRC. The Plan also allows Plan participants to make Roth 401(k) contributions. The Plan was amended effective January 2, 2025, to allow participants to contribute up to 75 % of their after-tax eligible pay. The amendment also allows in-plan Roth rollover contributions and in-plan Roth conversions for participants still employed by the Company. Participants age 50 and older as of December 31 are permitted to make elective catch-up deferrals in accordance with Section 414(v) of the IRC. Catch-up contributions are subject to certain IRC limitations ($7,500 for 2025). Total pre-tax, Roth, after-tax, and catch-up contributions may not exceed 75 % of eligible pay. Parti
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
How this filing compares
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, TEAM MONTANA GROUP, LLC reported $63,793 in employer contributions across this plan, or $2,278 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $63,793 $2,278 per active participant
- Participant contributions
- $175,100
- Other contributions
- $1,190 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 26.6%
- Active participants
- 28 Small plan
- Total participants
- 30 29 at the beginning of the year
- Ending assets
- $796,290 $26,543 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $510,914
- Ending net assets
- $795,857
- Beginning liabilities
- Not reported
- Ending liabilities
- $433
- Total income
- $329,167
- Total expenses
- $44,224
- Administrative expenses
- $9,225 $308 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $2,278 | 28 | 796.3K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 332406897-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2023
- Industry
- Industry group 32
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2A2E2J2F2G2R3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
What it says about employer contributions
contribution or discretionary non-elective employer contribution made for the plan year ended December 31, 2025. Contributions from Plan participants and the Company discretionary matching contributions are recorded in the plan year in which the participant contributions are withheld from compensation. 6 Table of Contents (d) Participant Accounts Individual accounts are maintained for each Plan participant. Each participant’s account is credited with the participant’s contribution, Company matching contribution and non-elective employer contributions, and the Plan’s earnings or losses net of administrative expenses. Allocations are based on participant earnings or account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from the parti
What it says about vesting
are payable in a time period that is greater than ten years . (h) Payment of Benefits On termination of service due to death, total disability or retirement, a participant becomes fully vested and may elect to receive the balance in his or her account. Normal retirement age under the Plan is 60. For termination of service for other reasons, a participant may receive the value of the vested interest in his or her account. Upon reaching age 59 1/2, a participant may elect a withdrawal from the participant’s employee deferral account and vested employer account. Upon furnishing proof of financial necessity, a participant is eligible for a hardship withdrawal from the participant’s employee deferral account. Benefits are payable in a lump-sum amount. The Plan requires automatic distribution of
What it says about automatic enrollment
executed; however, the Plan will be formally amended to adopt these provisions prior to December 31, 2026. Unless they affirmatively elect otherwise, newly eligible employees are automatically enrolled at a 6 % pre-tax deferral rate of eligible pay effective on their entry date to the Plan. Participants with a deferral rate greater than zero will have their deferral rate increased by 1 % annually each December 31 until a deferral rate of 10 % is reached. However, a participant’s deferral rate will not be automatically increased within the first six months following an automatic enrollment. Participants may elect to opt out of the automatic contribution increases. The Company may make a discretionary matching employer contribution calculated on a plan-year basis. The Company made a matchin
What it says about fees
ble from participants 651,359 Total increase 96,123,340 Deductions from net assets available for benefits attributed to: Distributions and benefits paid to participants 53,264,361 Administrative fees 637,689 Total deductions 53,902,050 Net increase in net assets available for benefits 42,221,290 Beginning of year 357,238,371 End of year $ 399,459,661 See accompanying notes to financial statements. 5 Table of Contents TEAM, INC. SALARY DEFERRAL PLAN AND TRUST Notes to Financial Statements December 31, 2025 and 2024 (1) Description of the Plan The following description of the Team, Inc. Salary Deferral Plan and Trust (the “Plan”) provides only general information. Participants should refer to the Plan document for a more complete description of the Plan’s provisions. (a) General The Plan is
Current plan terms
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Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.