Department of Labor filing

THE PENTA BUILDING GROUP, LLC

THE PENTA BUILDING GROUP, LLC 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

68filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$6,837

Reported employer contributions per active participant.

Higher than about 92% of comparable plans

#People in the filing

521

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$233 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 11% of comparable plans

↗Investment performance

Not available

Plan assets changed 19.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202468out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions92nd percentileTypical peer $1,835 · based on 112 comparable plans

Lower reported administrative expense11th percentileTypical peer $106 · based on 113 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, THE PENTA BUILDING GROUP, LLC reported $3,562,180 in employer contributions across the plan and 521 active participants. That works out to $6,837 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy76%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 90.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 131.7%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context68/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $3,562,180
Participant contributions: $4,403,984
Other contributions: $611,567
Employer share of reported contributions: 44.7%
Beginning assets: $67,815,723
Ending assets: $80,735,604
Ending net assets: $80,735,604
Ending liabilities: $0
Total income: $19,755,250
Total expenses: $6,835,369
Administrative expenses: $144,476
Participant loans: $784,563

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,596

2023

$7,330

2024

$6,837

Plan-paid administrative expenses per participant

2022

$101

2023

$123

2024

$233

Active participants

2022

381

2023

436

2024

521

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$6,837	521	80.7M	20251013164340NAL0000833587001
2023	$7,330	436	67.8M	20241015072708NAL0028927537001
2022	$3,596	381	54.9M	20240205065825NAL0032397585001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.0%
Independent accountant’s opinion: Disclaimer of opinion Code 3
Late participant contributions reported: Yes
Public plan identifier: 262603033-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2011
Industry: Construction
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2A2E2J2K2F2G3D3H2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
KESTRA INVESTMENT SERVICES	2023	Not reported	unknown
NFP SECURITIES, INC.	2023	Not reported	unknown

Current plan terms

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Filing ACK_ID20251013164340NAL0000833587001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗