Department of Labor filing
Spot something wrong?THE RESORT ON COCOA BEACH ASSOC.
THE RESORT ON COCOA BEACH ASSOCIATION, INC. 401(K) PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jul 9, 2026Verified current terms Not available
Plan summary
What matters most
This plan has an employer contribution that still needs verification and vesting that still needs verification. Reported employer contributions are around the middle of comparable plans.
59Fair plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 2.4% of assets
How the score works →What still needs verification
vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202547out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions59th percentileTypical peer $401 · based on 8,702 comparable plans
Lower reported administrative expense20th percentileTypical peer $19 · based on 9,138 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, THE RESORT ON COCOA BEACH ASSOC. reported $28,098 in employer contributions across this plan, or $562 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $28,098 $562 per active participant
- Participant contributions
- $81,600
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 25.6%
- Active participants
- 50 Small plan
- Total participants
- 57 50 at the beginning of the year
- Ending assets
- $978,535 $17,167 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $820,010
- Ending net assets
- $978,535
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $222,622
- Total expenses
- $64,097
- Administrative expenses
- $5,047 $89 per active participant
- Participant loans
- $23,020 2.4% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$562
2025
$89
2025
50
2025
$978,535
2025
2.4%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $562 | 50 | 978.5K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 2.4%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 593526415-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2005
- Industry
- Accommodation and food services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
10-K · report period Dec 31, 2025Hamilton Beach Brands Holding Co — 10-K filed 2026-02-25 ↗
Official filing · details not yet checkedWhat it says about vesting
f Class A Common, subject to transfer restrictions, as a means of retaining and rewarding selected employees for long-term performance. Shares awarded under the Executive Plan are fully vested and entitle the stockholder to all rights of common stock ownership except that shares may not be assigned, pledged or otherwise transferred during the restriction period. In general, the restriction period ends after three , five or ten years from the award date or at the earliest of (1) three years after the participant’s retirement date, or (2) the participant’s death or permanent disability. The Company issued 306,039 , 241,947 and 169,227 shares of Class A Common in the years ended December 31, 2025, 2024 and 2023, respectively. After the issuance of these shares, there were 705,355 shares of Cl
What it says about fees
$ 654,693 100.0 % $ (47,841) (7.3) % Cost of sales 450,699 74.3 % 484,486 74.0 % (33,787) (7.0) % Gross profit 156,153 25.7 % 170,207 26.0 % (14,054) (8.3) % Selling, general and administrative expenses 119,263 19.7 % 126,703 19.4 % (7,440) (5.9) % Amortization of intangible assets 311 0.1 % 302 — % 9 3.0 % Operating profit 36,579 6.0 % 43,202 6.6 % (6,623) (15.3) % Interest expense, net 703 0.1 % 613 0.1 % 90 14.7 % Pension termination expense — — % 7,611 1.2 % (7,611) n/m Other expense (income), net 235 — % 1,602 0.2 % (1,367) (85.3) % Income before income taxes 35,641 5.9 % 33,376 5.1 % 2,265 6.8 % Income tax expense 9,186 1.5 % 2,617 0.4 % 6,569 251.0 % Net income $ 26,455 4.4 % $ 30,759 4.7 % $ (4,304) (14.0) % n/m = not meaningful Effective income tax rate 25.8 % 7.8 % The following
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260709093030NAL0000202642001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗