Department of Labor filing

THE SMART COMPANIES. LLC

THE SMART COMPANIES. LLC. 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Nov 18, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

60filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$2,591

Reported employer contributions per active participant.

Higher than about 62% of comparable plans

#People in the filing

420

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$167 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 54% of comparable plans

↗Investment performance

Not available

Plan assets changed 28.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202460out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions62nd percentileTypical peer $1,990 · based on 1,102 comparable plans

Lower reported administrative expense54th percentileTypical peer $185 · based on 1,120 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, THE SMART COMPANIES. LLC reported $1,088,068 in employer contributions across the plan and 420 active participants. That works out to $2,591 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy88%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 6.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 25.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context60/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,088,068
Participant contributions: $1,743,994
Other contributions: $43,992
Employer share of reported contributions: 38.4%
Beginning assets: $11,137,330
Ending assets: $14,313,101
Ending net assets: $14,313,101
Ending liabilities: $0
Total income: $4,549,826
Total expenses: $1,374,055
Administrative expenses: $81,273
Participant loans: $503,804

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,441

2023

$3,071

2024

$2,591

Plan-paid administrative expenses per participant

2022

$223

2023

$179

2024

$167

Active participants

2022

338

2023

375

2024

420

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,591	420	14.3M	20251118154941NAL0002716865001
2023	$3,071	375	11.1M	20250320083259NAL0006550993001
2022	$2,441	338	7.8M	20231017084143NAL0039633457001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 3.5%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 223928762-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2006
Industry: Construction
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2A2S2E3D2G2J2K2F2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
THE VANGUARD GROUP, INC.	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251118154941NAL0002716865001

Data sourceDOL Form 5500 bulk data ↗

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