Department of Labor filing

TOTAL MORTGAGE SERVICES, L.L.C

TOTAL MORTGAGE SERVICES, LLC 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

21filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$226

Reported employer contributions per active participant.

Higher than about 3% of comparable plans

#People in the filing

426

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$130 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 63% of comparable plans

↗Investment performance

Not available

Plan assets changed 23.9%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202421out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions3rd percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense63rd percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, TOTAL MORTGAGE SERVICES, L.L.C reported $96,068 in employer contributions across the plan and 426 active participants. That works out to $226 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy89%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 70.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 22.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context21/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $96,068
Participant contributions: $1,918,744
Other contributions: $631,637
Employer share of reported contributions: 4.8%
Beginning assets: $12,931,531
Ending assets: $16,022,533
Ending net assets: $16,022,533
Ending liabilities: $0
Total income: $4,659,518
Total expenses: $1,568,516
Administrative expenses: $60,240
Participant loans: $291,302

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$759

2023

$531

2024

$226

Plan-paid administrative expenses per participant

2022

$167

2023

$74

2024

$130

Active participants

2022

375

2023

398

2024

426

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$226	426	16M	20251015164323NAL0006806992001
2023	$531	398	12.9M	20241015153541NAL0048695904001
2022	$759	375	10.3M	20231017140953NAL0026353123001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.8%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 061484285-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1999
Industry: Finance and insurance
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENT INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251015164323NAL0006806992001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗