Department of Labor filing

TRI-STATE GENERATION AND TRANSMISSION ASSOCIATION INC.

TRI-STATE 401K PLAN AND TRUST · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

41filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$4,789

Reported employer contributions per active participant.

Higher than about 30% of comparable plans

#People in the filing

1,181

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$83 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 69% of comparable plans

↗Investment performance

Not available

Plan assets changed 8.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202441out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions30th percentileTypical peer $6,372 · based on 71 comparable plans

Lower reported administrative expense69th percentileTypical peer $123 · based on 68 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, TRI-STATE GENERATION AND TRANSMISSION ASSOCIATION INC. reported $5,655,799 in employer contributions across the plan and 1,181 active participants. That works out to $4,789 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy78%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 34.7%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 0.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context41/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $5,655,799
Participant contributions: $15,341,583
Other contributions: $2,092,581
Employer share of reported contributions: 26.9%
Beginning assets: $257,992,680
Ending assets: $278,969,857
Ending net assets: $278,969,812
Ending liabilities: $45
Total income: $55,920,542
Total expenses: $34,943,410
Administrative expenses: $120,270
Participant loans: $4,557,205

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,555

2023

$4,361

2024

$4,789

Plan-paid administrative expenses per participant

2022

$83

2023

$74

2024

$83

Active participants

2022

1,100

2023

1,127

2024

1,181

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$4,789	1,181	279M	20251013171230NAL0003683762001
2023	$4,361	1,127	258M	20240911105208NAL0004190931001
2022	$3,555	1,100	234.9M	20231003142306NAL0011627251001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.6%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 840464189-003

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 1, 2000
Industry: Utilities
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2G2E2J2K2T3D2R2F

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251013171230NAL0003683762001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗