Department of Labor filing

TRISTAN INTERNATIONAL LLC

TRISTAN INTERNATIONAL LLC, 401 K PROFIT SHARING PLAN & TRUST · For the plan year ended Dec 31, 2025

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Public filing 2025 · received May 22, 2026Verified current terms Not available

Plan summary

What matters most

This plan has an employer contribution that still needs verification and a documented vesting schedule. Reported employer contributions are around the middle of comparable plans.

75Strong plan health
high confidence
See what drives the plan health score
Employer contributions versus peers61/10030% of the full model
Lower reported administrative cost84/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

03 · VestingOfficial filing detail

participants whose employment commencement date occurs on or after January 1, 2025, all Company contributions made on behalf of such participants are subject to a three-year cliff vesting schedule.

04 · Fees and expensesOfficial filing detail

net assets available for benefits attributable to this investment.

05 · Investment choicesOfficial filing detail

e (hereinafter collectively referred to as “the Committees") are responsible for the operation and management of the investment of the assets of the Plan, other than the following investment options: the “PMI Stock Investment Option”; the “Altria Stock Investment Option”; the “Mondelēz International Stock Investment Option”; and the “Kraft Heinz Stock Fund Investment Option”, (hereinafter collectively referred to as “Stock Investment Options”) which are invested exclusively in the common stock of Philip Morris International Inc.

07 · Automatic enrollmentAvailable

de”), certain amounts for highly compensated employees are not contributed to the Plan.

09 · Employer contribution vs. peers61th percentile

Up 0.0% over the filing history shown.

Still to verify: eligibility, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202568out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions61st percentileTypical peer $2,235 · based on 14,690 comparable plans
Lower reported administrative expense84th percentileTypical peer $139 · based on 13,539 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, TRISTAN INTERNATIONAL LLC reported $25,859 in employer contributions across this plan, or $2,873 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating9

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison68/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$25,859
$2,873 per active participant
Participant contributions
$31,270
Other contributions
$4,887
Amounts not classified as employer or participant contributions
Employer share of contributions
41.7%
Active participants
9
Small plan
Total participants
9
9 at the beginning of the year
Ending assets
$525,718
$58,413 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$551,900
Ending net assets
$525,718
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$111,132
Total expenses
$137,314
Administrative expenses
$127
$14 per active participant
Participant loans
$6,395
1.2% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$2,873
Administrative cost per participant
2025
$14
Active participants
2025
9
Total plan assets
2025
$525,718
Participant loans as a share of assets
2025
1.2%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$2,8739525.7K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
1.2%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
161649468-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2009
Industry
Wholesale trade
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2J2K2F2G3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025Philip Morris International Inc. — 11-K filed 2026-06-29
Official filing · details not yet checked
What it says about vesting

participants whose employment commencement date occurs on or after January 1, 2025, all Company contributions made on behalf of such participants are subject to a three-year cliff vesting schedule. Participants who were participating in the Plan as of December 31, 2024, remain fully vested in the balance held in their Plan accounts. A participant is credited with a year of service for vesting purposes upon completion of 365 days ( one year ) of service. Distributions and Withdrawals: Distributions are made only when a person ceases to be a participant. Upon termination, including retirement, a participant has various options available, as described in the Plan, with respect to the distribution of his or her Plan account balances. Participants may make in-service withdrawals in accordance w

What it says about automatic enrollment

de”), certain amounts for highly compensated employees are not contributed to the Plan. No contribution is required from any participant under the Plan. However, new employees are automatically enrolled in the Plan to make before-tax contributions of five percent ( 5 %) of their eligible compensation beginning with the first payroll period that is administratively practicable after the employee's date of hire. Employees that are automatically enrolled can elect not to make contributions or to contribute a different percentage of their eligible compensation. Participants may make contributions on a before-tax, Roth after-tax and/or traditional after-tax basis to the Plan. Participants who are age 50 or older by the end of a Plan year are eligible to make before-tax and Roth after-tax catch-

What it says about fees

net assets available for benefits attributable to this investment. Contract value represents contributions made under the contract, plus earnings, less participant withdrawals and administrative expenses. Participants may ordinarily direct the withdrawal or transfer of all or a portion of their investment at contract value. The BNYM Insight Stable Value Fund, a collective -9- PHILIP MORRIS INTERNATIONAL DEFERRED PROFIT-SHARING PLAN NOTES TO FINANCIAL STATEMENTS (continued) trust, is valued based on information reported by the investment advisor using the audited financial statements of the collective trust which are as of and for the year ended December 31, 2025. • Mutual funds are stated at the respective funds' net asset value per share, which is determined based on market values at the

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260522180943NAL0003073233001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗