Department of Labor filing

TRUITY FEDERAL CREDIT UNION

TRUITY FEDERAL CREDIT UNION CAPITAL ACCUMULATION PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 8, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

70filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$5,758

Reported employer contributions per active participant.

Higher than about 84% of comparable plans

#People in the filing

227

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$237 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 37% of comparable plans

↗Investment performance

Not available

Plan assets changed 17.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202470out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions84th percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense37th percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, TRUITY FEDERAL CREDIT UNION reported $1,306,967 in employer contributions across the plan and 227 active participants. That works out to $5,758 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy78%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 9.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 7.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context70/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,306,967
Participant contributions: $1,195,992
Other contributions: $192,893
Employer share of reported contributions: 52.2%
Beginning assets: $29,340,848
Ending assets: $34,564,165
Ending net assets: $34,564,165
Ending liabilities: $0
Total income: $6,977,904
Total expenses: $1,754,587
Administrative expenses: $70,195
Participant loans: $359,211

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$5,246

2023

$5,138

2024

$5,758

Plan-paid administrative expenses per participant

2022

$221

2023

$220

2024

$237

Active participants

2022

196

2023

220

2024

227

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$5,758	227	34.6M	20251008072432NAL0002827491001
2023	$5,138	220	29.3M	20241002133409NAL0008323793001
2022	$5,246	196	24.6M	20230912075848NAL0020199601001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 730561962-033

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: May 1, 1998
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
CMFG LIFE INSURANCE COMPANY	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251008072432NAL0002827491001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗