Department of Labor filing

United Commercial Upholstery, 401(k) plan

UCU, INC. 401(K) PLAN · For the plan year ended Dec 31, 2025

Legal plan sponsor: UNITED COMMERCIAL UPHOLSTERY, INC.

Spot something wrong?

Latest public filing 2025 · received Jul 24, 2026

Plan summary

Start with the match, vesting, and fees

Our read: The employer contribution is documented. You own the match immediately. Reported employer money is near the middle of its peer group.

61Plan health
from public filings

See what drives the plan health score

Employer contributions versus peers45/10030% of the full model

Lower reported administrative cost38/10020% of the full model

Active-participant trend50/10010% of the full model

Net-asset trend50/10010% of the full model

Participant-loan burden100/10010% of the full model

Reported compliance signals100/10010% of the full model

Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

Employer matchSee verified formula

mployer of the Company and are automatically enrolled in the Plan as soon as administratively feasible after their hire date.

Value at $100,000 of paySee formula

There is not enough detail for a reliable example.

When the money is yoursImmediately

ve the right to individually select the percentage of their accounts to be invested among different classifications of investments made available to them.

Fees paid by employeesSee how costs are paid

estment income 4,118,527 Interest income on notes receivable from participants 45,739 Dividends 7,151 Total additions 6,448,426 DEDUCTIONS: Benefits paid to participants 2,746,772 Administrative expenses 4,260 Net depreciation in fair value of investments 1,362 Total deductions 2,752,394 INCREASE IN NET ASSETS BEFORE PLAN TRANSFERS 3,696,032 NET TRANSFERS INTO THE PLAN (Note 10) 7,475 INCREASE IN NET ASSETS AVAILABLE FOR BENEFITS 3,703,507 NET ASSETS AVAILABLE FOR BENEFITS: Beginning of year 26,620,354 End of year $ 30,323,861 See Notes to the Financial Statements.

When you can joinA waiting period applies

eligible for employer safe harbor matching contributions once they are credited with one year of service

Employer money vs. similar plans45th percentile

Up 0.0% over the filing history shown.

Plan health61/100

Participation up 0.0% · assets up 0.0% · loans 0.3% of assets

How this is calculated →See score distributions →

Not in the public documents: investment choices, automatic enrollment, Roth availability

These details are often found in employee-only plan documents. We do not fill in an answer without a dated source.

Before you enroll: confirm the match, vesting schedule, waiting period, and fees in the current plan documents. The filing history shows how the plan itself has changed.

Keep in mind: public filings do not show your personal investment returns. Missing information does not count against the plan. Today’s benefit rules require a current plan document.

Compare United Commercial Upholstery, with another employer →See verified benefit details ↓

Filing comparison · 202543out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions45th percentileTypical peer $1,795 · based on 16,718 comparable plans

Lower reported administrative expense38th percentileTypical peer $116 · based on 15,961 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, UNITED COMMERCIAL UPHOLSTERY, INC. reported $49,583 in employer contributions across this plan, or $1,599 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating31

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison43/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions: $49,583
Participant contributions: $76,107
Other contributions: $0
Employer share of contributions: 39.4%
Active participants: 31
Total participants: 50
Ending assets: $1,287,740
Net-asset change: Up 0.0%
Beginning net assets: $1,034,308
Ending net assets: $1,287,740
Beginning liabilities: Not reported
Ending liabilities: Not reported
Total income: $288,279
Total expenses: $34,847
Administrative expenses: $11,347
Participant loans: $3,770

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant

2025

$1,599

Administrative cost per participant

2025

$227

Active participants

2025

Total plan assets

2025

$1,287,740

Participant loans as a share of assets

2025

0.3%

Detailed filing history
Plan year	Employer money per active participant	Active participants	Plan assets
2025	$1,599	31	1.3M

Changes in plan assets are not the same as investment performance.

Plan health

Loans, late deposits, and other filing disclosures

Participant loans as a share of plan assets: 0.3%
Independent accountant’s opinion: Not stated in the filing
Late participant contributions reported: Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported: Not reported
Lease defaults reported: Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported: Not reported
Public plan identifier: 411998757-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: 1
Plan effective date: Jan 1, 2017
Industry: Industry group 33
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →

Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260724125658NAL0012616979001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗