Department of Labor filing

UNITED MIDWEST SAVINGS BANK

UNITED MIDWEST SAVINGS BANK 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Jan 28, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

47filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$3,093

Reported employer contributions per active participant.

Higher than about 46% of comparable plans

#People in the filing

176

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$191 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 49% of comparable plans

↗Investment performance

Not available

Plan assets changed 28.9%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202447out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions46th percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense49th percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, UNITED MIDWEST SAVINGS BANK reported $544,396 in employer contributions across the plan and 176 active participants. That works out to $3,093 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy93%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 0.9%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 10.1%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context47/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $544,396
Participant contributions: $1,209,640
Other contributions: $260,983
Employer share of reported contributions: 31.0%
Beginning assets: $10,065,565
Ending assets: $12,977,395
Ending net assets: $12,977,395
Ending liabilities: $0
Total income: $3,433,403
Total expenses: $521,573
Administrative expenses: $33,462
Participant loans: $178,420

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,067

2023

$3,208

2024

$3,093

Plan-paid administrative expenses per participant

2022

$213

2023

$154

2024

$191

Active participants

2022

138

2023

150

2024

176

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,093	176	13M	20260128134449NAL0004285137001
2023	$3,208	150	10.1M	20240718073954NAL0003207651001
2022	$3,067	138	8.8M	20230627105833NAL0005031377001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 341499160-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 1, 1990
Industry: Finance and insurance
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K3D3H2T2S

Current plan terms

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Filing ACK_ID20260128134449NAL0004285137001

Data sourceDOL Form 5500 bulk data ↗

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