Department of Labor filing

UTICA FIRST INSURANCE COMPANY

UTICA FIRST INSURANCE COMPANY EMPLOYEES RETIREMENT & SAVINGS PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Aug 28, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

54filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$6,168

Reported employer contributions per active participant.

Higher than about 77% of comparable plans

#People in the filing

135

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$763 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 1% of comparable plans

↗Investment performance

Not available

Plan assets changed 13.0%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202454out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions77th percentileTypical peer $3,340 · based on 500 comparable plans

Lower reported administrative expense1st percentileTypical peer $164 · based on 494 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, UTICA FIRST INSURANCE COMPANY reported $832,722 in employer contributions across the plan and 135 active participants. That works out to $6,168 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy84%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 12.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 6.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context54/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $832,722
Participant contributions: $1,061,589
Other contributions: $67,262
Employer share of reported contributions: 44.0%
Beginning assets: $22,415,700
Ending assets: $25,323,348
Ending net assets: $25,323,348
Ending liabilities: $0
Total income: $4,910,959
Total expenses: $2,003,311
Administrative expenses: $131,239
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$5,494

2023

$5,997

2024

$6,168

Plan-paid administrative expenses per participant

2022

$814

2023

$730

2024

$763

Active participants

2022

124

2023

126

2024

135

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$6,168	135	25.3M	20250828105908NAL0005471299001
2023	$5,997	126	22.4M	20241014115839NAL0045868944001
2022	$5,494	124	19M	20231016130439NAL0075942162001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: Not stated in the filing
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 150476540-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1985
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
PRINCIPAL LIFE INSURANCE COMPANY	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250828105908NAL0005471299001

Data sourceDOL Form 5500 bulk data ↗

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