Department of Labor filing

VALLEY ISLE PRODUCE, INC.

VALLEY ISLE PRODUCE, INC. 401(K) PLAN · For the plan year ended Sep 30, 2025

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Public filing 2024 · received Jul 1, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

46filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$1,331

Reported employer contributions per active participant.

Higher than about 34% of comparable plans

#People in the filing

148

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$85 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 73% of comparable plans

↗Investment performance

Not available

Plan assets changed 12.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202446out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions34th percentileTypical peer $1,953 · based on 807 comparable plans

Lower reported administrative expense73rd percentileTypical peer $170 · based on 814 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Sep 30, 2025, VALLEY ISLE PRODUCE, INC. reported $196,991 in employer contributions across the plan and 148 active participants. That works out to $1,331 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy86%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 11.9%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 26.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context46/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $196,991
Participant contributions: $698,734
Other contributions: $4,713
Employer share of reported contributions: 22.0%
Beginning assets: $19,463,403
Ending assets: $21,947,124
Ending net assets: $21,935,863
Ending liabilities: $11,261
Total income: $3,523,877
Total expenses: $1,045,740
Administrative expenses: $13,967
Participant loans: $183,515

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$1,511

2023

$1,392

2024

$1,331

Plan-paid administrative expenses per participant

2022

$116

2023

$90

2024

$85

Active participants

2022

129

2023

141

2024

148

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,331	148	21.9M	20260701141709NAL0017585328001
2023	$1,392	141	19.5M	20250523204043NAL0002854403001
2022	$1,511	129	16.8M	20240517143719NAL0023560611001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.8%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 990112838-003

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Oct 1, 1999
Industry: Wholesale trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20260701141709NAL0017585328001

Data sourceDOL Form 5500 bulk data ↗

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