Department of Labor filing

VALLEY SALES, INC.

VALLEY SALES, INC. RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 6, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

69filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$1,177

Reported employer contributions per active participant.

Higher than about 62% of comparable plans

#People in the filing

146

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$41 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 84% of comparable plans

↗Investment performance

Not available

Plan assets changed 4.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202469out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions62nd percentileTypical peer $921 · based on 863 comparable plans

Lower reported administrative expense84th percentileTypical peer $169 · based on 934 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, VALLEY SALES, INC. reported $171,770 in employer contributions across the plan and 146 active participants. That works out to $1,177 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy73%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 18.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 126.7%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context69/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $171,770
Participant contributions: $603,212
Other contributions: $316,103
Employer share of reported contributions: 22.2%
Beginning assets: $11,459,030
Ending assets: $11,991,916
Ending net assets: $11,986,658
Ending liabilities: $5,258
Total income: $2,004,233
Total expenses: $1,452,118
Administrative expenses: $8,149
Participant loans: $78,627

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$991

2023

$1,146

2024

$1,177

Plan-paid administrative expenses per participant

2022

$18

2023

$143

2024

$41

Active participants

2022

162

2023

162

2024

146

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,177	146	12M	20251006144506NAL0006694800001
2023	$1,146	162	11.5M	20241015151510NAL0014938867004
2022	$991	162	11.9M	20231013171506NAL0068689730001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.7%
Independent accountant’s opinion: Disclaimer of opinion Code 3
Late participant contributions reported: Not stated in the filing
Public plan identifier: 411492158-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1987
Industry: Retail trade
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2R2T2S3D3H

Current plan terms

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Filing ACK_ID20251006144506NAL0006694800001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗