Department of Labor filing

VISITING NURSE SERVICES OF IOWA, DBA EVERYSTEP

EVERYSTEP 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 7, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

30filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$1,509

Reported employer contributions per active participant.

Higher than about 31% of comparable plans

#People in the filing

316

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$259 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 27% of comparable plans

↗Investment performance

Not available

Plan assets changed 9.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202430out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions31st percentileTypical peer $2,397 · based on 2,295 comparable plans

Lower reported administrative expense27th percentileTypical peer $143 · based on 2,373 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, VISITING NURSE SERVICES OF IOWA, DBA EVERYSTEP reported $476,777 in employer contributions across the plan and 316 active participants. That works out to $1,509 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy70%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 12.7%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 14.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context30/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $476,777
Participant contributions: $1,115,356
Other contributions: $133,711
Employer share of reported contributions: 29.9%
Beginning assets: $14,706,330
Ending assets: $16,136,668
Ending net assets: $16,136,668
Ending liabilities: $0
Total income: $3,528,559
Total expenses: $2,098,221
Administrative expenses: $143,488
Participant loans: $222,480

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$1,339

2023

$1,348

2024

$1,509

Plan-paid administrative expenses per participant

2022

$226

2023

$221

2024

$259

Active participants

2022

376

2023

360

2024

316

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,509	316	16.1M	20251007135710NAL0004675953001
2023	$1,348	360	14.7M	20241015112419NAL0016225299001
2022	$1,339	376	12.7M	20231005095816NAL0043179074001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 420680446-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Sep 1, 2008
Industry: Health care and social assistance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2S2E2J2K2F2G3D2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
VOYA RETIREMENT INSURANCE	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →

Filing ACK_ID20251007135710NAL0004675953001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗