Department of Labor filing

WATERS TRUCK AND TRACTOR CO. INC.

WATERS 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 7, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

49filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$1,055

Reported employer contributions per active participant.

Higher than about 57% of comparable plans

#People in the filing

256

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$226 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 31% of comparable plans

↗Investment performance

Not available

Plan assets changed 8.4%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202449out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions57th percentileTypical peer $921 · based on 863 comparable plans

Lower reported administrative expense31st percentileTypical peer $169 · based on 934 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, WATERS TRUCK AND TRACTOR CO. INC. reported $270,202 in employer contributions across the plan and 256 active participants. That works out to $1,055 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy91%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 12.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 3.4%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context49/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $270,202
Participant contributions: $924,407
Other contributions: $38,621
Employer share of reported contributions: 22.6%
Beginning assets: $13,800,727
Ending assets: $14,959,223
Ending net assets: $14,959,223
Ending liabilities: $0
Total income: $2,731,324
Total expenses: $1,572,828
Administrative expenses: $69,530
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$936

2023

$927

2024

$1,055

Plan-paid administrative expenses per participant

2022

$234

2023

$226

2024

$226

Active participants

2022

247

2023

282

2024

256

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,055	256	15M	20251007091859NAL0002338019001
2023	$927	282	13.8M	20240819160355NAL0001656369001
2022	$936	247	11.7M	20230629145003NAL0015245154001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: Not stated in the filing
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 640435228-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1990
Industry: Retail trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E3D2G2J2K2F2T3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
THE VANGUARD GROUP, INC.	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251007091859NAL0002338019001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗