Department of Labor filing

WHISPERING PINES PRESCHOOL, INC.

WHISPERING PINES PRESCHOOL, INC. 401(K) PLAN · For the plan year ended Jun 30, 2025

Public filing 2024 · received Mar 3, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

88filing comparison
out of 100

The filing signals stronger employer support and/or lower plan-paid administrative costs than many comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$6,747

Reported employer contributions per active participant.

Higher than about 94% of comparable plans

#People in the filing

131

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$41 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 73% of comparable plans

↗Investment performance

Not available

Plan assets changed 26.3%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202488out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions94th percentileTypical peer $1,873 · based on 503 comparable plans

Lower reported administrative expense73rd percentileTypical peer $108 · based on 522 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Jun 30, 2025, WHISPERING PINES PRESCHOOL, INC. reported $883,816 in employer contributions across the plan and 131 active participants. That works out to $6,747 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy62%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 100.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 14.4%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context88/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $883,816
Participant contributions: $365,517
Other contributions: $18,801
Employer share of reported contributions: 70.7%
Beginning assets: $8,224,993
Ending assets: $10,387,292
Ending net assets: $10,387,292
Ending liabilities: $0
Total income: $2,349,652
Total expenses: $187,353
Administrative expenses: $8,735
Participant loans: $120,801

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,370

2023

$1,251

2024

$6,747

Plan-paid administrative expenses per participant

2022

$48

2023

$50

2024

$41

Active participants

2022

113

2023

120

2024

131

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$6,747	131	10.4M	20260303141609NAL0001421091001
2023	$1,251	120	8.2M	20250320090050NAL0004688899001
2022	$3,370	113	7M	20240411110551NAL0000194851001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 141701676-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 1, 1989
Industry: Educational services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
VOYA RETIREMENT INSURANCE AND ANN	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20260303141609NAL0001421091001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗