nd the Company.
Department of Labor filing
Spot something wrong?WHITEWATER BANCORP, INC.
WHITEWATER BANCORP, INC. 401(K) SAVINGS PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jul 7, 2026Verified current terms Not available
Plan summary
The numbers that matter first
On the filing measures we can compare, this plan looks broadly typical among similar plans.
63plan health
high confidence
high confidence
Extracted from an official plan filing; editorial verification is pending.
enefit that can be provided from the participant’s vested account.
eceivable from participants 88,787 Contributions: Participant 7,907,217 Company 2,540,024 Rollover 1,820,694 Total contributions 12,267,935 Deductions: Benefit payments 11,855,650 Administrative expenses 143,389 Net Increase 22,450,810 Net assets available for benefits, beginning of year 120,083,345 Net assets available for benefits, end of year $ 142,534,155 6 The Bancorp, Inc.
are entitled to 100 % of their accrued benefits, regardless of credited service period.
ns.
eligible compensation that a participant contributes to the Plan.
The reviewed official source does not establish current Roth availability.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202546out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions24th percentileTypical peer $2,447 · based on 155 comparable plans
Lower reported administrative expense96th percentileTypical peer $95 · based on 166 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, WHITEWATER BANCORP, INC. reported $117,727 in employer contributions across this plan, or $1,100 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $117,727 $1,100 per active participant
- Participant contributions
- $391,418
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 23.1%
- Active participants
- 107 Mid-size plan
- Total participants
- 125 115 at the beginning of the year
- Ending assets
- $14,858,328 $118,867 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $13,709,800
- Ending net assets
- $14,858,328
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $2,539,058
- Total expenses
- $1,390,530
- Administrative expenses
- $555 $4 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$1,100
2025
$4
2025
107
2025
$14,858,328
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $1,100 | 107 | 14.9M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 391321652-002
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 1989
- Industry
- Finance and insurance
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3B3D3H
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025Bancorp, Inc. — 11-K filed 2026-06-29 ↗
Official filing · details not yet checkedWhat it says about employer contributions
nd the Company. Each year, participants may contribute on pre-tax and after-tax basis up to the Internal Revenue Service (IRS) maximum allowable limit, as defined in the Plan. The Company matches 50 % of the first 6 % of eligible compensation that a participant contributes to the Plan. Participants may also contribute amounts representing rollovers from other qualified plans. The Plan contains an automatic enrollment feature of 6 % . Discretionary amounts may be contributed at the option of the Company’s board of directors. There were no discretionary amounts contributed in 2025. Contributions are subject to certain limitations. 3. Participant Accounts Individual accounts are maintained for each participant. Each participant’s account is credited with the participant’s contributions and al
What it says about vesting
enefit that can be provided from the participant’s vested account. No discretionary employer contributions were made for the years ended 2025 and 2024. 4. Vesting Participants are immediately vested in their contributions plus actual earnings thereon. Vesting in the Company’s matching and discretionary contribution portion of their accounts plus actual earnings thereon is based on years of continuous service, as defined. A participant is 50 % vested after two years of service and 100 % vested after three years of service. Participants attaining their normal retirement age and those who become disabled or die are entitled to 100 % of their accrued benefits, regardless of credited service period. 7 The Bancorp, Inc. 401(k) Plan NOTES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 5. Inve
What it says about automatic enrollment
eligible compensation that a participant contributes to the Plan. Participants may also contribute amounts representing rollovers from other qualified plans. The Plan contains an automatic enrollment feature of 6 % . Discretionary amounts may be contributed at the option of the Company’s board of directors. There were no discretionary amounts contributed in 2025. Contributions are subject to certain limitations. 3. Participant Accounts Individual accounts are maintained for each participant. Each participant’s account is credited with the participant’s contributions and allocation of (a) the Company’s matching and discretionary contributions (b) Plan earnings and is charged with (a) withdrawals and (b) allocation of administrative expenses and Plan losses. Allocations are based on partici
What it says about fees
eceivable from participants 88,787 Contributions: Participant 7,907,217 Company 2,540,024 Rollover 1,820,694 Total contributions 12,267,935 Deductions: Benefit payments 11,855,650 Administrative expenses 143,389 Net Increase 22,450,810 Net assets available for benefits, beginning of year 120,083,345 Net assets available for benefits, end of year $ 142,534,155 6 The Bancorp, Inc. 401(k) Plan NOTES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 NOTE A - DESCRIPTION OF THE PLAN The following brief description of The Bancorp, Inc. 401(k) Plan (the Plan) provides only general information. Participants should refer to the Plan document for a more complete description of the Plan’s provisions. 1. General The Plan is a defined contribution plan of The Bancorp, Inc. and its subsidiary (collecti
Current plan terms
Help fill the gap the filing leaves.
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Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260707085851NAL0019356609001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗