Department of Labor filing

WILLIAM BURKE LTD.

WILLIAM BURKE LTD. 401K PLAN · For the plan year ended Dec 31, 2025

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Latest public filing 2025 · received Jun 11, 2026

At a glance

The details employees usually care about

Bottom line: The employer contribution is documented. Vesting is not confirmed yet. Reported employer money is near the middle of its peer group.

51Plan health
from public filings
See what drives the plan health score
Employer contributions versus peers27/10030% of the full model
Lower reported administrative cost15/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

Employer matchSee verified formula

tions.

Value at $100,000 of paySee formula

There is not enough detail for a reliable example.

Employer money vs. similar plans27th percentile

Up 0.0% over the filing history shown.

Still checking: vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability

These details may be in documents available only to employees. We leave them blank until we find a dated source.

What to check first: the match, vesting, waiting period and fees. Use the filing history to see how the plan has changed over time.

One limitation: public filings do not show your personal investment returns. A blank means we could not verify the answer; it does not count against the plan. We still need a current plan document for today’s benefit rules.

Filing comparison · 202524out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions27th percentileTypical peer $1,264 · based on 14,027 comparable plans
Lower reported administrative expense15th percentileTypical peer $81 · based on 13,315 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, WILLIAM BURKE LTD. reported $24,705 in employer contributions across this plan, or $549 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating45

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison24/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$24,705
$549 per active participant
Participant contributions
$181,097
Other contributions
$279,803
Amounts not classified as employer or participant contributions
Employer share of contributions
5.1%
Active participants
45
Small plan
Total participants
67
63 at the beginning of the year
Ending assets
$6,040,193
$90,152 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$5,435,263
Ending net assets
$6,040,193
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$1,364,027
Total expenses
$759,097
Administrative expenses
$34,067
$508 per active participant
Participant loans
$48,943
0.8% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$549
Administrative cost per participant
2025
$508
Active participants
2025
45
Total plan assets
2025
$6,040,193
Participant loans as a share of assets
2025
0.8%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$549456M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
0.8%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
421125380-002

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Sep 1, 1992
Industry
Retail trade
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K3D

Company filings

Retirement-plan details in SEC filings

These are relevant passages from company filings. Open the filing for context; a passage only becomes a current plan term after we check its wording and date.

10-K · report period Dec 31, 2025Burke & Herbert Financial Services Corp. — 10-K filed 2026-02-27
Primary source · awaiting review
Employer contributions

tions. We offer a competitive compensation and benefits program to our employees. In addition to salaries, these programs include annual bonus opportunities, a 401(k) plan with an employer matching contribution, healthcare and insurance benefits, flexible spending accounts, paid time off, and an employee assistance program. We also support dedicated campaigns that communicate directly to employees about wellness. Employee well-being is further supported through policies such as remote work, paid parental leave, military service leave, educational assistance, and bereavement leave policies. General Corporate Information Our headquarters is located at 100 S. Fairfax Street, Alexandria, Virginia 22314, and our telephone number at that address is 703-666-3555. We also maintain executive office

Vesting

nefits for eligible employees through a defined benefit pension plan. Employees hired prior to June 1, 2005 participate in the retirement plan on a non-contributing basis and were fully vested after five years of service. 134 Table of Contents Note 9— Defined Benefit Pension Plan (continued) The following tables set forth the Plan’s status and related disclosures (in thousands): December 31, 2025 December 31, 2024 Changes in benefit obligation: Benefit obligation at beginning of year $ 28,600 $ 31,500 Service cost 400 445 Interest cost 1,550 1,456 Actuarial (gain) loss 779 ( 3,040 ) Distributions ( 1,587 ) ( 1,761 ) Benefit obligation at end of year $ 29,742 $ 28,600 Change in plan assets: Fair value of plan assets at beginning of year $ 30,614 $ 33,181 Adjustment to beginning of year fair

Fees

and • The ability to make investments to promote compliance with existing and evolving regulatory requirements that will increase as the Company grows and will result in increased administrative expenses that we did not previously incur, which costs may materially increase our general and administrative expenses. Our financial performance is also substantially affected by a number of external factors outside of our control, including the following: • Economic conditions, and volatility in markets, including the effects of pandemics, wars, political conflicts, political instability, hostility and uncertainty both in the U.S. and abroad, government spending policies, trade policies, including tariffs and tariff counter-measures, and other barriers to trade (including the threat of such actio

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260611123004NAL0007905456001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗