Department of Labor filing

WORTH INTERNATIONAL COMMUNICATIONS CORP.

WORTH INTERNATIONAL COMMUNICATIONS CORP. PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Apr 22, 2026Verified current terms Not available

Plan summary

The numbers that matter first

65Strong plan health
medium confidence
See what drives the plan health score
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden75/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness50/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

count balance under the Plan has been distributed or forfeited.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingOfficial filing detail

that can be provided from the participant’s vested account.

04 · Fees and expensesOfficial filing detail

ivable from participants 293 Contributions: Participant contributions 5,266 Employer contributions 1,759 Total contributions 7,025 Deductions: Benefits paid to participants 33,126 Administrative expenses 491 Total deductions 33,617 Net increase 9,799 Net assets available for benefits Beginning of year 317,538 End of year $ 327,337 The accompanying notes are an integral part of these financial statements.

05 · Investment choicesOfficial filing detail

te.

06 · Eligibility and waiting periodNot stated in official filing

A current plan document is needed.

07 · Automatic enrollmentReported

0 or older can elect to make additional catch-up contributions to the Plan.

08 · Roth 401(k)Available

ts subsidiaries (“Participating Affiliates”) with a convenient way to save for both short-term and long-term needs. Covered employees are eligible to make before-tax, after-tax or Roth 401(k) contributions or a combination of all three to the Plan and to receive matching employer contributions upon completion of enrollment in the Plan as soon as practicable following the date of hire. Covered employees in certain bargaining groups who are not eligible to earn pension benefits and who are employed by Verizon or its Participating Affiliates on the last day of the year in a position subject to a collective bargaining agreement, may receive employer annual discretionary awards (“profit sharing contributions”) under the Plan. An individual’s active participation in the Plan shall terminate when

09 · Employer contribution vs. peersNot reported

Not reported per active participant in 2025.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 2025There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributionsNot enough dataTypical peer $1,625 · based on 6,071 comparable plans
Lower reported administrative expenseNot enough dataTypical peer $112 · based on 5,774 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. Limitations: employer_contribution_measure_unavailable,administrative_cost_measure_unavailable_or_zero

The short version

What employees should know

For the year ended Dec 31, 2025, WORTH INTERNATIONAL COMMUNICATIONS CORP. reported Not reported in employer contributions across this plan, or Not reported per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating27

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeNot enough history

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparisonSmall plan

A fair peer score is not available yet.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
Not reported
Not reported per active participant
Participant contributions
$40,944
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
Not reported
Active participants
27
Small plan
Total participants
32
33 at the beginning of the year
Ending assets
$991,584
$30,987 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$1,065,112
Ending net assets
$991,584
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$165,020
Total expenses
$238,548
Administrative expenses
Not reported
Not reported per active participant
Participant loans
$31,666
3.2% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
Not reported
Administrative cost per participant
2025
Not reported
Active participants
2025
27
Total plan assets
2025
$991,584
Participant loans as a share of assets
2025
3.2%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025Not reported27991.6K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
3.2%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
591313616-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jul 1, 1982
Industry
Industry group 32
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2A2E2H2J2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025VERIZON COMMUNICATIONS INC — 11-K filed 2026-06-22
Official filing · details not yet checked
What it says about employer contributions

count balance under the Plan has been distributed or forfeited. Participant Accounts Each participant account is credited with the participant’s contributions, rollovers, employer-matching contributions, profit sharing contributions, and allocations of Plan income. Allocations of Plan income are based on participant account balances. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account. Vesting Participants are always vested in the value of their contributions and earnings thereon. A participant shall be fully vested in the employer-matching and profit sharing contributions allocated to his or her account or Employee Stock Ownership Plan (“ESOP”) account and any income thereon upon completing three years of vesting service

What it says about vesting

that can be provided from the participant’s vested account. Vesting Participants are always vested in the value of their contributions and earnings thereon. A participant shall be fully vested in the employer-matching and profit sharing contributions allocated to his or her account or Employee Stock Ownership Plan (“ESOP”) account and any income thereon upon completing three years of vesting service or upon death, disability, retirement from Verizon or its Participating Affiliates, attainment of normal retirement age, or involuntary termination (other than for cause or in connection with a business transaction). - 4 - Forfeitures Forfeited balances of terminated participants' non-vested accounts are used to reduce future employer-matching contributions and profit sharing contributions. For

What it says about automatic enrollment

0 or older can elect to make additional catch-up contributions to the Plan. Contributions are subject to certain Internal Revenue Service (“IRS”) limitations. The Plan includes an auto-enrollment provision whereby certain newly eligible employees are automatically enrolled in the Plan at a contribution rate of 6 % of eligible compensation unless they affirmatively elect not to participate in the Plan or elect to contribute at a different rate. Contributions for an automatically enrolled participant are invested in the Target Date Fund that corresponds most closely with the year the participant will turn age 65 , the qualified default investment alternative designated by the Plan administrator, until changed by the participant. Automatic enrollment applies to eligible employees who are cove

What it says about fees

ivable from participants 293 Contributions: Participant contributions 5,266 Employer contributions 1,759 Total contributions 7,025 Deductions: Benefits paid to participants 33,126 Administrative expenses 491 Total deductions 33,617 Net increase 9,799 Net assets available for benefits Beginning of year 317,538 End of year $ 327,337 The accompanying notes are an integral part of these financial statements. - 3 - VERIZON SAVINGS AND SECURITY PLAN FOR WEST REGION HOURLY EMPLOYEES Notes to Financial Statements 1. Plan Description The following description of the Verizon Savings and Security Plan for West Region Hourly Employees (the “Plan”) provides only general information. Participants should refer to the Summary Plan Description and Plan Document for a complete description of the Plan’s prov

11-K · report period Dec 31, 2025GENWORTH FINANCIAL INC — 11-K filed 2026-06-18
Official filing · details not yet checked
What it says about employer contributions

m allowable aggregate (combined pre-tax and Roth) participant contribution under the Code was $23,500 and $23,000 per individual for 2025 and 2024, respectively. The Company makes matching contributions equal to 100 % of the first 4 % of eligible pay contributed by an eligible participant and 50 % of the next 2 % of eligible pay contributed by an eligible participant for such Plan year. In addition, participants reaching age 50 by the end of the Plan year may elect to make catch-up contributions to the Plan on a pre-tax and/or Roth basis subject to Internal Revenue Service (IRS) limits. Effective in 2025, special increased catch-up contribution limits apply to participants ages 60 to 63 at the end of the Plan year in accordance with recent legislation. Effective in 2026, catch up contribut

What it says about vesting

d service with the Company before January 1, 2011, must attain two years of service to reach full vesting on Company matching contributions. Company supplemental contributions are fully vested after three years of service. Participants hired before January 1, 2011, or re-hired after December 31, 2010, with any recognized service before January 1, 2011, were immediately vested in their account balances excluding their supplemental contribution accounts. (f) Forfeitures Forfeitures, the non-vested portion of a participant’s account upon termination of employment, remain in the Plan and are used to reduce future employer contributions to the Plan. Forfeitures available to reduce future employer contributions as of December 31, 2025 and 2024 were $ 91,884 and $ 10,497 , respectively, and forfe

What it says about automatic enrollment

2026, catch up contributions for plan participants 50 years of age or older making $150,000 or higher in salary must be made as after-tax Roth contributions. The Plan has pre-tax automatic enrollment features with respect to newly hired or re-hired employees. If employees are eligible to participate, they are automatically enrolled in the Plan with pre-tax contributions being made at the rate of 3 % of eligible pay the first 12-month period. As part of the automatic enrollment, participant contribution rates are automatically increased by 1 % every 12 months until they reach 6 % of eligible pay. Eligible participants may decline participation in the Plan, change the pre-tax contribution rate from 3 % of eligible pay or modify the automatic rate escalation for both pre-tax and Roth contrib

11-K · report period Dec 31, 2025Philip Morris International Inc. — 11-K filed 2026-06-29
Official filing · details not yet checked
What it says about vesting

participants whose employment commencement date occurs on or after January 1, 2025, all Company contributions made on behalf of such participants are subject to a three-year cliff vesting schedule. Participants who were participating in the Plan as of December 31, 2024, remain fully vested in the balance held in their Plan accounts. A participant is credited with a year of service for vesting purposes upon completion of 365 days ( one year ) of service. Distributions and Withdrawals: Distributions are made only when a person ceases to be a participant. Upon termination, including retirement, a participant has various options available, as described in the Plan, with respect to the distribution of his or her Plan account balances. Participants may make in-service withdrawals in accordance w

What it says about automatic enrollment

de”), certain amounts for highly compensated employees are not contributed to the Plan. No contribution is required from any participant under the Plan. However, new employees are automatically enrolled in the Plan to make before-tax contributions of five percent ( 5 %) of their eligible compensation beginning with the first payroll period that is administratively practicable after the employee's date of hire. Employees that are automatically enrolled can elect not to make contributions or to contribute a different percentage of their eligible compensation. Participants may make contributions on a before-tax, Roth after-tax and/or traditional after-tax basis to the Plan. Participants who are age 50 or older by the end of a Plan year are eligible to make before-tax and Roth after-tax catch-

What it says about fees

net assets available for benefits attributable to this investment. Contract value represents contributions made under the contract, plus earnings, less participant withdrawals and administrative expenses. Participants may ordinarily direct the withdrawal or transfer of all or a portion of their investment at contract value. The BNYM Insight Stable Value Fund, a collective -9- PHILIP MORRIS INTERNATIONAL DEFERRED PROFIT-SHARING PLAN NOTES TO FINANCIAL STATEMENTS (continued) trust, is valued based on information reported by the investment advisor using the audited financial statements of the collective trust which are as of and for the year ended December 31, 2025. • Mutual funds are stated at the respective funds' net asset value per share, which is determined based on market values at the

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260422101708NAL0001896387001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗