Department of Labor filing

XYLEM COMPANY

XYLEM COMPANY 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jul 17, 2026Verified current terms Not available

Plan summary

The numbers that matter first

On the filing measures we can compare, this plan stands above many similar plans for employer contributions and/or lower administrative costs.

78plan health
high confidence
01 · Employer matchSee verified formula

.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingImmediate

sfer balances into those funds, provided that the balance in each of the funds does not exceed 20 % of the Member’s total account balance after the transfer.

04 · Fees and expensesOfficial filing detail

bers 82,291 Member rollovers 15,510 Total contributions 158,470 INTEREST INCOME ON NOTES RECEIVABLE FROM MEMBERS 1,625 DEDUCTIONS: Distributions to Members ( 225,268 ) Trustee and administrative expenses ( 1,473 ) Total deductions ( 226,741 ) NET INCREASE IN ASSETS AVAILABLE FOR BENEFITS 193,236 NET ASSETS AVAILABLE FOR BENEFITS: Beginning of year 1,751,860 End of year $ 1,945,096 See accompanying notes to financial statements.

05 · Investment choicesOfficial filing detail

50 or more years at the beginning of the Plan Year, the Company’s contribution to the Member’s account will be 4 % of Salary.

06 · Eligibility and waiting periodImmediate

to perform administrative updates with no material impact to the Plan.

07 · Automatic enrollmentReported

pact to the Plan.

08 · Roth 401(k)Available

% of eligible pay as pre-tax contributions, or 1 % to 50 % of eligible pay as Roth or after-tax contributions. Members may designate their contributions as pre-tax contributions, Roth contributions, after-tax contributions or any combination of the three. A Member who is considered a highly compensated employee under the Plan may elect Plan contributions based on a maximum Salary as defined by the Plan document, but may not participate in after-tax contributions. Member contributions are subject to the dollar limitation provided by Section 402(g) of the Internal Revenue Code ("IRC"). All eligible employees are automatically enrolled in the Plan at a 6 % pre-tax contribution rate until and unless the Member elects otherwise. Members may also contribute amounts representing distributions fr

09 · Employer contribution vs. peers75th percentile

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202580out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions75th percentileTypical peer $2,235 · based on 14,690 comparable plans
Lower reported administrative expense90th percentileTypical peer $139 · based on 13,539 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, XYLEM COMPANY reported $53,711 in employer contributions across this plan, or $4,132 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating13

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison80/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$53,711
$4,132 per active participant
Participant contributions
$133,439
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
28.7%
Active participants
13
Small plan
Total participants
15
15 at the beginning of the year
Ending assets
$4,553,234
$303,549 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$3,804,920
Ending net assets
$4,553,234
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$748,439
Total expenses
$125
Administrative expenses
$125
$8 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$4,132
Administrative cost per participant
2025
$8
Active participants
2025
13
Total plan assets
2025
$4,553,234
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$4,132134.6M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
411532157-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 1984
Industry
Wholesale trade
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2A2E2F2G2J2R2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025Xylem Inc. — 11-K filed 2026-06-23
Official filing · details not yet checked
What it says about employer contributions

. Members may also contribute amounts representing distributions from other qualified defined benefit or defined contribution plans. Employer Contributions - The Company will make matching contributions to the Member’s account equal to 50 % of a Member’s pre-tax contributions, Roth contributions and after-tax contributions, up to a maximum of 3 % of a Member’s Salary. In addition, the Company contributes 3 % or 4 % of Salary as a core contribution to each eligible Member’s account, as defined by the Plan document. For Members with age plus years of service at the beginning of the Plan Year (including continuous service with the Company, as well as predecessor companies that were acquired or merged into the Company) of less than 50 years, the Company’s contribution to the Member’s account w

What it says about vesting

sfer balances into those funds, provided that the balance in each of the funds does not exceed 20 % of the Member’s total account balance after the transfer. Vesting - Members are immediately vested in their contributions and all Company contributions, as well as actual earnings or losses, and have a non-forfeitable right to their accounts in the Plan. Distributions to Members - Upon termination of employment (including death, disability, or retirement) from the Company, a Member or the Member’s beneficiary(ies) may elect to receive a lump sum amount equal to the value of the Member’s account paid in cash or as a rollover to another qualified plan or an Individual Retirement Account (“IRA”), or periodic payments under one of two alternative installment options, as defined in the Plan docum

What it says about automatic enrollment

pact to the Plan. Eligibility - All full-time U.S. citizen and permanent resident non-union U.S. employees of the Company are eligible to participate in the Plan upon hire and are automatically enrolled in the Plan. Part-time and temporary non-union U.S. employees are eligible upon completion either (a) 1,000 hours of service in a 12 -month period, or (b) 500 hours of service during each of two consecutive 12 -month periods. Expatriates working in the U.S. on permanent assignment or considered a local hire are immediately eligible. Expatriates on a temporary assignment are subject to completion of 36 months of service before becoming eligible. Employees of a subsidiary of the Company that participate in a similar qualified plan of that subsidiary are not eligible to participate in the Plan

What it says about fees

bers 82,291 Member rollovers 15,510 Total contributions 158,470 INTEREST INCOME ON NOTES RECEIVABLE FROM MEMBERS 1,625 DEDUCTIONS: Distributions to Members ( 225,268 ) Trustee and administrative expenses ( 1,473 ) Total deductions ( 226,741 ) NET INCREASE IN ASSETS AVAILABLE FOR BENEFITS 193,236 NET ASSETS AVAILABLE FOR BENEFITS: Beginning of year 1,751,860 End of year $ 1,945,096 See accompanying notes to financial statements. 5 XYLEM RETIREMENT SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS AS OF DECEMBER 31, 2025 AND 2024, AND FOR THE YEAR ENDED DECEMBER 31, 2025 Note 1. Description of The Plan The following description of the Xylem Retirement Savings Plan (the “Plan”) is provided for general information purposes only. Participants (or “Members”) should refer to the Plan document for more c

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260717082624NAL0007551490001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗