XYLEM FINANCE LLC

. Members may also contribute amounts representing distributions from other qualified defined benefit or defined contribution plans. Employer Contributions - The Company will make matching contributions to the Member’s account equal to 50 % of a Member’s pre-tax contributions, Roth contributions and after-tax contributions, up to a maximum of 3 % of a Member’s Salary. In addition, the Company contributes 3 % or 4 % of Salary as a core contribution to each eligible Member’s account, as defined by the Plan document. For Members with age plus years of service at the beginning of the Plan Year (including continuous service with the Company, as well as predecessor companies that were acquired or merged into the Company) of less than 50 years, the Company’s contribution to the Member’s account w

sfer balances into those funds, provided that the balance in each of the funds does not exceed 20 % of the Member’s total account balance after the transfer. Vesting - Members are immediately vested in their contributions and all Company contributions, as well as actual earnings or losses, and have a non-forfeitable right to their accounts in the Plan. Distributions to Members - Upon termination of employment (including death, disability, or retirement) from the Company, a Member or the Member’s beneficiary(ies) may elect to receive a lump sum amount equal to the value of the Member’s account paid in cash or as a rollover to another qualified plan or an Individual Retirement Account (“IRA”), or periodic payments under one of two alternative installment options, as defined in the Plan docum

pact to the Plan. Eligibility - All full-time U.S. citizen and permanent resident non-union U.S. employees of the Company are eligible to participate in the Plan upon hire and are automatically enrolled in the Plan. Part-time and temporary non-union U.S. employees are eligible upon completion either (a) 1,000 hours of service in a 12 -month period, or (b) 500 hours of service during each of two consecutive 12 -month periods. Expatriates working in the U.S. on permanent assignment or considered a local hire are immediately eligible. Expatriates on a temporary assignment are subject to completion of 36 months of service before becoming eligible. Employees of a subsidiary of the Company that participate in a similar qualified plan of that subsidiary are not eligible to participate in the Plan

bers 82,291 Member rollovers 15,510 Total contributions 158,470 INTEREST INCOME ON NOTES RECEIVABLE FROM MEMBERS 1,625 DEDUCTIONS: Distributions to Members ( 225,268 ) Trustee and administrative expenses ( 1,473 ) Total deductions ( 226,741 ) NET INCREASE IN ASSETS AVAILABLE FOR BENEFITS 193,236 NET ASSETS AVAILABLE FOR BENEFITS: Beginning of year 1,751,860 End of year $ 1,945,096 See accompanying notes to financial statements. 5 XYLEM RETIREMENT SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS AS OF DECEMBER 31, 2025 AND 2024, AND FOR THE YEAR ENDED DECEMBER 31, 2025 Note 1. Description of The Plan The following description of the Xylem Retirement Savings Plan (the “Plan”) is provided for general information purposes only. Participants (or “Members”) should refer to the Plan document for more c