401(k) guide topic

Plan Rules & Benefits

Clear answers, practical examples, and carefully labeled public-plan evidence.

Jul 10, 2026

401(k) Beneficiary Rules: What Happens to Your 401(k) When You Die?

Your 401(k) beneficiary form matters. Spouses often have special rights, non-spouse heirs face different distribution rules, and divorce or remarriage is a reason to review the designation.

11 min read →
Mar 20, 2026

What Does Vested Mean in a 401(k)?

Your 401(k) balance and your vested balance may be different. Here is how vesting works, what you can lose when leaving a job and how to value a vesting schedule.

12 min read →