401(k) guide topic
Roth & Tax Strategy
Clear answers, practical examples, and carefully labeled public-plan evidence.
Traditional 401(k) vs. Roth 401(k): Which Is Better for You?
The traditional-versus-Roth choice is mostly a question of when you want to pay income tax. The best answer depends on tax rates, cash flow and how much flexibility you want later.
11 min read →Jul 31, 2026After-Tax 401(k) Contributions: How They Work and When They Make Sense
Some 401(k) plans let you keep contributing after you hit the normal employee limit. Those after-tax dollars can create extra retirement space, especially when the plan also supports Roth conversions.
12 min read →May 29, 2026Roth 401(k) Explained: Taxes, Employer Match, Limits and When It Makes Sense
A Roth 401(k) lets you pay tax now instead of later on qualified withdrawals. The account can be powerful, but “Roth” is not automatically the right choice for every worker.
10 min read →May 15, 2026Roth 401(k) vs. Roth IRA: Which Should You Fund First in 2026?
Both accounts can give you tax-free retirement income, but they solve different problems. The best first dollar often depends on your employer match, plan quality and Roth IRA eligibility.
12 min read →