401(k) match

IBM 401(k) match

IBM does not currently make employer contributions to the 401(k) Plan; those contributions ended January 1, 2024. Instead, eligible employees with at least one year of service receive a separate cash-balance pension credit equal to 5% of eligible pay under IBM's Retirement Benefit Account, without needing to contribute to the 401(k).

What this means

Latest filing year
2025
Employer contributions
Not reported
Employer money per active participant
Not reported
Plan assets
64.5B

The filing context helps compare plans, but it does not replace the current plan document.