Reviewed current plan terms

Companies with the strongest documented 401(k) match

Match percentages are normalized to the maximum employer contribution as a share of eligible pay. Employee contribution requirements, caps, and group-specific rules still matter.

01

Boeing Co

For most nonunion employees, Boeing matches 100% of contributions up to 10% of eligible pay. Eligible student-loan payments can also count toward the company match. Union and employee-group formulas may differ.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 10% of payMaximum match
02

Nutrien Us Llc

Nutrien matches 150% of the first 6% contributed. Contributing 6% earns a maximum company match equal to 9% of eligible pay, with an annual true-up.

7 of 7 current terms reviewed · source dated 2026-06-26
Up to 9% of payMaximum match
03

Sanofi Aventis Us Llc

Sanofi contributes $1.50 for every $1 an employee saves through 6% of eligible pay—a maximum company match equal to 9% of eligible pay. Both pre-tax and Roth contributions qualify.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 9% of payMaximum match
04

Hca Healthcare

HCA generally matches 100% of employee contributions from the first 3% up to 9% of pay, depending on years of vesting service. The exact maximum therefore varies by employee service level.

3 of 7 current terms reviewed · source dated 2025-12-31
Up to 9% of payMaximum match
05

Phillips 66

Phillips 66 matches employee contributions dollar for dollar up to 8% of eligible pay—a maximum match equal to 8% of pay.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 8% of payMaximum match
07

United Services Automobile Association

USAA contributes $2 for every $1 an employee saves through 4% of eligible pay—a maximum company match equal to 8% of eligible pay. Both pre-tax and Roth employee contributions qualify.

3 of 7 current terms reviewed · source dated 2026-08-29
Up to 8% of payMaximum match
08

Garmin International Inc

Garmin matches 75% of employee contributions on the first 10% of eligible pay. Contributing 10% earns a company match equal to 7.5% of eligible pay. Garmin may also make discretionary contributions.

6 of 7 current terms reviewed · source dated 2026-06-25
Up to 7.5% of payMaximum match
09

Intuit Inc

Intuit matches $1.25 for each dollar an employee contributes through 6% of eligible pay. Contributing 6% therefore produces a maximum match equal to 7.5% of pay. Credit Karma uses a separate dollar-for-dollar match through 6%.

2 of 7 current terms reviewed · source dated 2025-07-31
Up to 7.5% of payMaximum match
10

Marathon Petroleum Company

Marathon Petroleum contributes $1.17 for every $1 an employee contributes, up to 6% of eligible pay. Contributing 6% therefore earns a maximum company match equal to 7.02% of pay. Qualified student-loan payments can also earn matching contributions.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 7.02% of payMaximum match
11

Bank Of New York Mellon

BNY matches employee contributions dollar for dollar up to 7% of eligible base pay, subject to a $16,000 annual match limit. Eligible employees earning under $100,000 may also receive a $750 annual company contribution after one year of service.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 7% of payMaximum match
12

Bristol Myers Squibb Company

Beginning January 1, 2026, Bristol Myers Squibb matches employee contributions dollar for dollar up to 7% of eligible pay—a maximum match equal to 7% of pay. Eligible student-loan payments can also earn the match.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 7% of payMaximum match
13

Keycorp

After one year of service, KeyCorp matches employee contributions dollar for dollar through 7% of eligible pay. Contributing 7% earns the maximum match equal to 7% of pay.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 7% of payMaximum match
14

Occidental Petroleum Corporation

For non-union employees, Occidental contributes $2 for every $1 on the first 2% saved, then $1 for every $1 on the next 3%. Contributing 5% therefore earns a maximum match equal to 7% of pay; union formulas can differ.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 7% of payMaximum match
15

Honeywell International

For employees in the standard non-variable formula, Honeywell matches 87.5% of contributions up to 8% of base pay—a maximum match equal to 7% of base pay. Some employee groups use different formulas. The annual standard match generally requires employment on December 15.

6 of 7 current terms reviewed · source dated 2024-12-31
Up to 7% of payMaximum match
16

Fmr Llc

Fidelity matches employee contributions dollar for dollar up to 7% of eligible pay—a maximum match equal to 7% of eligible pay.

4 of 7 current terms reviewed · source dated 2024-08-20
Up to 7% of payMaximum match
17

Philips North America Llc

Philips matches $1.50 per dollar on the first 4% of eligible pay an employee contributes, then 50 cents per dollar on the next 2%. An employee contributing 6% therefore receives a maximum match equal to 7% of eligible pay.

3 of 7 current terms reviewed · source dated 2026-08-29
Up to 7% of payMaximum match
18

Abbvie

For employees covered by the newer ASP+ provisions, AbbVie matches employee contributions dollar for dollar up to 6% of eligible pay. Employees under the earlier provisions received a 5% company contribution in 2025 after contributing at least 2%. ASP+ participants can also receive a separate annual contribution equal to 2% to 7% of pay based on age plus service.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 6% of payMaximum match
19

Assurant Inc

Assurant matches 100% of pre-tax and Roth contributions on the first 6% of eligible pay, with a year-end true-up.

7 of 7 current terms reviewed · source dated 2026-06-24
Up to 6% of payMaximum match
20

Boston Scientific

Boston Scientific contributes 200% on the first 2% an employee saves and 50% on contributions from 2% through 6%. Contributing 6% therefore earns the maximum company match equal to 6% of eligible pay.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 6% of payMaximum match
21

Cabot Corporation

Cabot matches 100% of employee contributions up to 6% of eligible compensation and provides a year-end true-up so eligible participants receive the maximum match. Cabot also makes a 4% company retirement contribution.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 6% of payMaximum match
22

Caterpillar Inc

For most eligible employees, Caterpillar matches 100% of contributions up to 6% of eligible pay. Some employee groups receive 50% on contributions up to 6%. Caterpillar may also provide an annual contribution equal to 3%, 4%, or 5% of pay based on age and service.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 6% of payMaximum match
23

Citigroup Inc

Citi matches employee contributions dollar for dollar through 6% of eligible pay—a maximum company match equal to 6% of pay. Eligible employees earning $100,000 or less may also receive a fixed contribution of up to 2% of pay.

7 of 7 current terms reviewed · source dated 2024-12-31
Up to 6% of payMaximum match
24

Corteva Agriscience

Corteva matches employee contributions dollar for dollar up to 6% of eligible pay. It also contributes 3% of eligible pay annually regardless of whether the employee contributes, subject to the plan's year-end employment rule.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 6% of payMaximum match
25

Duke Energy

Duke Energy generally matches 100% of the first 6% an employee contributes—a maximum match equal to 6% of eligible pay. Eligible employees who are not in a pension plan also receive a 4% company retirement contribution. Some collectively bargained groups use different terms.

7 of 7 current terms reviewed · source dated 2025-12-31
Up to 6% of payMaximum match
Current evidence, not a permanent promise

Plan terms can change and may differ by employee group. Open the dated source and confirm the terms that apply to you before making a decision.