Reviewed current plan terms
Immediate vesting appears first, followed by the shortest clearly documented schedules. Employee contributions are always vested; this list focuses on employer money.
Your contributions are immediately vested. AECOM matching contributions generally become one-third vested after one year, two-thirds after two years, and fully vested after three years.
7 of 7 current terms reviewed · source dated 2025-12-31Employee and company contributions are immediately vested.
7 of 7 current terms reviewed · source dated 2026-06-13Employee and AEP contributions are immediately vested, apart from certain legacy balances transferred from predecessor plans.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions and company matching contributions are immediately vested. Other employer contributions generally vest after three years.
7 of 7 current terms reviewed · source dated 2026-06-25Employee contributions and Amgen matching contributions are immediately vested. The separate 5% core contribution generally becomes fully vested after three years for employees hired in 2020 or later; earlier hires are immediately vested.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions are always fully vested. Employer matching and nonelective contributions vest 20% per year and become fully vested after five years of service.
7 of 7 current terms reviewed · source dated 2026-06-10Employee and company contributions are immediately and fully vested.
7 of 7 current terms reviewed · source dated 2024-01-01Company contributions become fully vested after two years of service; employee contributions are immediately vested.
7 of 7 current terms reviewed · source dated 2026-06-16Employee contributions and Ball matching contributions are immediately vested. The separate 5% annual company contribution becomes fully vested after three years of service.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions and the company match are immediately vested. The separate annual company contribution becomes fully vested after three years, with earlier vesting in certain cases.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions are immediately vested. Employees hired after 2020 become fully vested in BNY matching contributions after three years; employees hired earlier are immediately vested in the match.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions are always fully vested. Employer matching and non-elective contributions vest 50% after two years, 75% after three years, and 100% after four years; death, retirement, disability, or reaching age 65 can accelerate vesting.
7 of 7 current terms reviewed · source dated 2025-12-31Your contributions and Boeing's contributions are immediately 100% vested.
7 of 7 current terms reviewed · source dated 2025-12-31Employee and Boston Scientific contributions are immediately 100% vested.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions are immediately vested. Company contributions in the main BP, Partnership, BPX Energy, and Archaea plans generally become fully vested after three years. DirectSave matching contributions made since April 1, 2023 are immediately vested.
7 of 7 current terms reviewed · source dated 2025-12-31Your contributions are immediately vested. Beginning January 1, 2026, active employees became fully vested in earlier company contributions, and new employer contributions are immediately vested when made.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions and the company match are fully vested at all times. The company retirement contribution vests after two years of service, or earlier at age 65, disability, or death.
7 of 7 current terms reviewed · source dated 2025-12-31Most participants are immediately vested in employee and company contributions. A limited group of returning Pacific Foods employees follows different vesting rules for certain prior contributions.
7 of 7 current terms reviewed · source dated 2026-06-24Employee contributions and Capital One's automatic 3% contribution are immediately vested. Matching contributions become fully vested after two years of service.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions and company matching contributions are immediately vested. Caterpillar's separate nonelective company contributions generally become fully vested after three years of vesting service.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions are always fully vested. Most nonunion employees hired before 2024 are also immediately vested in company contributions. For nonunion and certain union employees hired in 2024 or later, company contributions become fully vested after two years; some union groups use a five-year graded schedule.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions are immediately vested. Company contributions vest 20% per year and become fully vested after five years of continuous service.
7 of 7 current terms reviewed · source dated 2026-06-17Employee contributions and Schwab's basic match are immediately vested. Any discretionary profit contribution follows a four-year graded vesting schedule.
7 of 7 current terms reviewed · source dated 2025-12-31Employee contributions and Citi's matching contributions are immediately vested. Fixed and transition contributions generally become fully vested after three years, with earlier vesting in certain cases such as age 55, death, or disability.
7 of 7 current terms reviewed · source dated 2024-12-31Employee contributions are immediately vested. Company matching and basic retirement contributions are 50% vested after two years and fully vested after three years, with earlier full vesting in specified circumstances.
7 of 7 current terms reviewed · source dated 2025-12-31Plan terms can change and may differ by employee group. Open the dated source and confirm the terms that apply to you before making a decision.