Reviewed current plan terms

Company 401(k) plans with well-documented investment choices

This list highlights plans whose reviewed sources describe useful investment features. It does not rank investment performance, and a feature is not counted unless the source states it.

01

American Electric Power

The plan offers index, bond, growth, value, target-date, stable-value, company-stock, and brokerage choices. Employees who make no investment choice default into an age-appropriate target-date fund.

7 of 7 current terms reviewed · source dated 2025-12-31
5 documented featuresDocumented breadth
02

Bp Corporation North America Inc

The plans offer target-date, equity-index, bond-index, short-term, stable-value, and BP stock investments, plus an optional Fidelity BrokerageLink account. Automatically enrolled employees generally default into the target-date fund nearest retirement at age 65.

7 of 7 current terms reviewed · source dated 2025-12-31
5 documented featuresDocumented breadth
03

RTX Corporation

The plan offers target-date, index, bond, stable-value, company-stock, and brokerage choices. Its Lifetime Income Strategy is the qualified default investment and can provide guaranteed retirement income.

7 of 7 current terms reviewed · source dated 2025-12-31
5 documented featuresDocumented breadth
04

Corteva Agriscience

The plan offers five index funds, six actively managed funds, twelve target-date funds, a stable-value fund, Corteva stock, and a brokerage account. Employees who make no choice default into the target-date fund closest to the year they turn 65.

7 of 7 current terms reviewed · source dated 2025-12-31
4 documented featuresDocumented breadth
05

Eagle Materials Inc

The plan includes participant-directed options such as target-date, equity index, fixed-income, multi-asset, and brokerage choices.

7 of 7 current terms reviewed · source dated 2026-06-23
4 documented featuresDocumented breadth
06

General Mills Inc

The plan offers target-date funds, U.S. and international equity funds, bond and stable-value choices, General Mills stock, a multi-asset fund, and self-directed brokerage. Automatically enrolled employees default into an age-appropriate target-date fund.

7 of 7 current terms reviewed · source dated 2025-12-31
4 documented featuresDocumented breadth
07

Humana Inc

The plan offers mutual funds, collective and separate accounts, a stable-value fund, and Schwab self-directed brokerage. Employees who make no investment choice default into an age-aligned Schwab Indexed Retirement Trust target-date fund.

7 of 7 current terms reviewed · source dated 2025-12-31
4 documented featuresDocumented breadth
08

Textron Inc

The plan offers index, active, bond, real-asset, target-date, company-stock, managed-income, and BrokerageLink options. Automatically enrolled employees default into an age-appropriate Vanguard target-date fund.

7 of 7 current terms reviewed · source dated 2025-12-31
4 documented featuresDocumented breadth
09

Fiserv Solutions

The plan offers mutual funds, collective investment trusts including target-date and index funds, a stable-value fund, Fiserv stock, and self-directed brokerage accounts.

6 of 7 current terms reviewed · source dated 2026-01-01
4 documented featuresDocumented breadth
10

Aecom

The plan offers diversified funds, AECOM stock, mutual funds, collective trusts, stable-value investments, and self-directed brokerage. Employees who make no investment choice default into an age-appropriate target-date fund.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
11

Boeing Co

Employees choose among target-date funds, stock and bond options, a stable-value fund, international investments, and Boeing stock. The filing does not identify one universal current default fund.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
12

Boston Scientific

The plan offers target-date funds, diversified stock and bond funds, a stable-value fund, and Boston Scientific stock. Employees who make no choice default into the target-date fund closest to the year they turn 65.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
13

Duke Energy

The plan offered 21 core funds at the end of 2025, including stock, bond, specialty, short-term, target-date, and Duke Energy stock funds, plus a brokerage option. The filing does not identify one universal default investment.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
14

Dupont De Nemours

The plan offers index funds, actively managed funds, target-retirement funds, stable value, DuPont stock, and self-directed brokerage. Automatically enrolled employees use a managed-account feature.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
15

Eaton Corporation

The plan offers pooled index and allocation strategies, bond investments, a stable-value fund, Eaton stock, and other fund choices. The filing does not identify one universal default investment.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
16

Entergy Corporation

The plan offers stable-income, equity, bond, international, target-date, company-stock, and self-directed brokerage options. The filing does not identify one universal default fund.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
17

Eversource Energy Service Company

Employees direct contributions among the plan's funds, including Eversource stock, Fidelity Freedom Blend target-date trusts, bond and stock investments, and a BrokerageLink option. The filing does not identify one universal default fund.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
18

Kimberly Clark Corporation

Employees can choose from 19 core investments, including target-date, U.S. and international stock, bond, money-market, stable-income, and Kimberly-Clark stock funds, plus a self-directed brokerage account. The filing does not name one default investment.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
19

Merck Co

The plan offers custom target-date retirement portfolios, a core menu of active and index funds, Merck stock, and a brokerage window with more than 8,500 mutual funds. The filing does not identify one universal current default fund.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
20

Mms Usa Holdings Inc

Employees who make no investment election are placed in a FIAM/Fidelity Freedom Index target-date commingled pool selected from their birth year and an assumed retirement age of 65. The plan also offers a core menu and Fidelity BrokerageLink, which can hold up to 95% of future contributions.

7 of 7 current terms reviewed · source dated 2025-01-01
3 documented featuresDocumented breadth
21

Paramount Global

The plan offers target-date and other collective funds, mutual funds, separately managed accounts, a stable-value fund, Paramount Skydance stock, and a limited self-directed brokerage account. Without an election, contributions go to an age-appropriate target-date fund assuming retirement at 65.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
22

State Street Corporation

The plan offers target-date funds, index funds, a money-market fund, company stock, and a self-directed brokerage account. Employees who make no investment choice default into the target-date fund aligned with their expected retirement year.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
23

U S Bancorp

Employees choose from diversified investments that include Vanguard target-retirement trusts, index and fixed-income funds, U.S. Bancorp stock, and a self-directed brokerage option. The filing does not identify one universal default investment.

7 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
24

Ameriprise Financial

The plan offers target-date funds, index and actively managed funds, Ameriprise stock, and a brokerage option. The filing does not identify one universal default investment.

6 of 7 current terms reviewed · source dated 2025-12-31
3 documented featuresDocumented breadth
25

Honeywell International

Employees direct their accounts among Honeywell's white-labeled, multi-manager investment funds. The menu includes target-date, equity-index, investment-grade bond, and global real-estate funds; the filing does not identify one universal default fund.

6 of 7 current terms reviewed · source dated 2024-12-31
3 documented featuresDocumented breadth
Current evidence, not a permanent promise

Plan terms can change and may differ by employee group. Open the dated source and confirm the terms that apply to you before making a decision.